Loan Services Mike Offers
As an independent company/broker, we can match you up with the best rate loan approval available in the nationwide lending market.





Why Work With Mike Stanley?
As an independent loan broker licensed in both Texas and California, Mike works for you — not the bank. Mike matches you with the most competitive rates and terms available.
- NMLS MLO #1032377 — Licensed in TX & CA
- NMLS Company #2808971 — Best Rates Financial
- CA Real Estate Broker #00712622
- Commercial, Residential, Construction & Business Capital
- Personalized service from application to closing
Simple, Transparent Process
Getting a loan should be straightforward. Mike handles the complexity so you can focus on what matters.
- Free consultation — no obligation
- Mike matches you with the best rates across multiple lenders
- Clear communication every step of the way
- Fast closings and competitive rates

Independent Broker
Mike works for you, not the banks. Mike matches you with the best rates available.
Fully Licensed
NMLS MLO #1032377 and CA RE Broker #00712622. Serving TX & CA with full compliance.
Personal Attention
You work directly with Mike — not a call center. Real answers, fast responses, real results.
Mortgage Broker Serving Texas & California
Mike Stanley provides expert residential, commercial, and construction loan brokerage across the major markets of both states — from the California coast to the heart of Texas.
Los Angeles, CA
Residential, jumbo, and investment loans across LA County and surrounding communities.
San Diego, CA
Coastal purchase loans, VA loans for military families, and refinancing solutions.
San Francisco / Bay Area, CA
High-cost market expertise — jumbo loans, bridge financing, and competitive rates for Bay Area buyers.
Sacramento, CA
First-time buyer programs, CalHFA assistance, and conventional loans throughout the Central Valley.
Fort Worth, TX
Residential and investment property financing across Fort Worth and the greater DFW Metroplex.
Dallas, TX
Conventional, FHA, and commercial loans across the Dallas metro — one of the fastest-growing markets in the U.S.
Austin, TX
New construction loans, tech-sector buyer programs, and competitive rates in one of Texas’s hottest markets.
Houston, TX
Diverse loan products for Houston’s expansive market — from Energy Corridor to The Woodlands and beyond.
Serving Texas & California
Ready to Stop Waiting and Start Saving?
Email Mike Now View All ServicesNMLS MLO #1032377 • NMLS Company #2808971 • CA RE Broker #00712622 • Licensed in Texas & California
Ready to Find Your Best Rate?
Contact Mike Stanley today for a free, no-obligation consultation.
Email: mikestanley@bestratesfinancial.com
Get a Free Consultation